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 US Credit Cards
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After Bankruptcy Credit Cards
Click here for bad credit credit cards
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Secured Credit Cards
All US secured Credit Cards listed here...
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Follow our resource links to find more US, online available Credit Cards:
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Credit Cards
The latest Capital One and Fleet Credit Cards are coming soon...
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ABC Credit Card Bank Directory offers a comprehensive list of secured and unsecured Visa, Fleet, Capital One, Discover, Chase credit card application processing online, including the latest student, Low APR, balance transfer or bad credit credit cards. Scroll down for more...
Beware of Low APR credit cards
As you are shopping around you will find many credit card companies that offer Low APR credit cards, but you must be very careful.
Some credit card companies are offering 0% or Low APR credit cards for a limited amount of time and then the interest rates sky rocket. You should always read everything in their terms before you apply for a credit card.
Low APR credit cards are a great way for some people that are expecting to earn more money in a year to have a credit card for a full year before they have to pay higher interest rates, but some credit cards only offer this deal for a limited time which can be only for 3 to 6 months and then you are hit with higher rates.
It is best to check out each company and compare their Low APR credit cards, because they may be the lowest for the first year and then they could be among the highest after their promotional period is over. Never, just apply for a credit card because is has a 0% or Low APR credit cards at this time.
If you can however, switch your higher credit cards payments to a Low APR credit cards then you could be saving money in the long run. You can consolidate all of your other credit cards that have high interest rates to one with a low APR and may find that you can pay off those debts incurred on the higher credit cards. This will be a big money saver if you can pay them off before the promotional period is over. Then you would not be paying interest on those debts and you could pay them off faster with a Low APR credit card.
The choice is yours to apply for Low APR credit cards and then pay off those high credit cards and get your credit rating back on track and healthy again.
Comparison Sites Attributing To A Higher Level Of Online Sales
What is the attraction and value of these for users and what are retailers and service providers finding them a useful tool as they strive for online sales?
The online retail sector for products and...
Be Smart and Repay Your Credit Cards Quickly
There are few things in life that can cause as much long term strain and pressure as financial worries. Especially if you have children or a family to support, you will be very aware that failing to...
Not All Gas Credit Cards Are The Same
It is very important to compare different card offers when you are searching for a gas credit card. Just because they offer you a rebate does not always mean that the card will truly meet your...
Apply Online For Credit Cards
Mostly, people misunderstood the term "online credit cards." The phrase does not necessarily mean free online credit, but it means free online application of credit cards. You are not...
The Difference between Variable Rate and Fixed Rate Credit Cards
To determine whether a variable rate card or fixed rate credit card is suited for you, start by reading the Rate Reports that are released by expert financial analysts.
Reduce The Costs Of Your Credit Cards
Statistics show that the average American family owes over $8,000 in credit card debt. This is a large amount of money, especially when you consider the fact that most Americans make about $33,000...
Credit Cards Watch Out For The Sting In The Tail
On the face of it, credit card providers offer a number of cheap options designed to suit you but beware of the sting in the tail!
No Annual Fee Credit Cards
Most new credit cards come with a no annual fee offer. This hasn't always been the case. I wonder if issuers realized how much people resented the yearly fee they were charging just to use their...
With Credit Cards Hitting Hardest, UK Consumers Tax Themselves with Penalty Charges
One in twenty UK consumers face penalties and fines in excess of £100, yet personal finance options offer plenty of options for those same consumers. A lack of information or a lack of will?
Everything You Always Wanted to Know about Airline and Air Miles Credit Cards
Before applying for an airline credit card, you need to ask yourself two questions: 1. What benefits are available from the largest airline in my area? 2. Which airline credit card would let me...
Frequent Flyer Credit Cards
If you are a person who needs to travel often for business or personal reasons, you would probably benefit from using a credit card with frequent flyer benefits. Many airlines are currently offering...
Business Credit Cards Managing Credit
This article is geared to help you understand how business credit cards can benefit you.
Hot Tips to Compare Business Credit Cards
This article describes various tips and strategies to compare business credit cards.
Credit Cards for College Students Building Credit Early
This article provides background on how credit cards for college students can provide an early start for young people in their quest to establish credit.
Lowdown on Credit Cards for College Students
This article describes the advantages and disadvantages of credit cards for college students.
Making a Difference with Cash Back Credit Cards
This article describes how cash back credit cards can really make a difference for consumers when used properly.
Compare the Best Reward Credit Cards
This article describes and compares the best reward credit cards available in the marketplace.
Balance Transfer Credit Cards Zero Percent Cards With Rewards
Balance transfer cards are ideal for anyone wanting to transfer high interest rate card indebtednesses over to a lower interest rate card. The balance transferring will save you money, since the...
Best Balance Transfer Credit Cards Helping You Avoid Paying Interest
Balance transfer credit cards are cards intended to permit cardholders to transfer debts from one credit card with higher interest rates, transferring to another credit card with lower interest...
Instant Approval Credit Cards Online Compare and Contrast for Maximum Benefit
This article describes the use of instant approval credit cards online and how to compare and contrast cards for maximum benefit.
Instant Approval Credit Cards The New Plastic Cash
This article describes instant approval credit cards as a relatively new phenomenon in the credit card industry.
Best Reward Credit Cards Offer Smart Choices
Reward credit cards provide a unique opportunity for consumers to cash in on a rewards program that can be highly beneficial to the end user.
Secured Credit Cards Can Help You Establish Credit
If you are young and are looking for a good way to build credit, a secure credit card may be a good option. Secured credit cards are also good for older people who have never established credit.
Reward Credit Cards Benefit While Building Credit
This article describes how consumers can benefit from reward credit cards with various rewards and benefits while also building up their credit.
Cheap Credit Cards Help to Leave Fees Behind
This article describes how to identify the various fees associated with certain card offers.
Low Interest Credit Cards Offer Shrewd Savings
This article describes how low interest credit cards are the most compelling offers available for consumers who are most concerned with saving money.
Low Interest Rate Credit Cards and Cost Conscious Consumers
This article describes how low interest rate credit cards can benefit cost conscious consumers in particular.
College Student Credit Cards How to Build Your Credit
This article provides background on how credit cards for college students can provide an early start for young people in their quest to establish credit.
Credit Cards, an Epidemic?
Credit Cards are bad. Period. There is no other way to say it. Credit Cards, along with interest only loans (which I'll save for another day) are a true plague. The only reason why you should...
Real Estate Investing Should You Ever Use Credit Cards?
Over using credit cards can lead to financial disaster. Alternatively, careful use of credit cards can jump start a successful real estate investment program. Under what circumstances should you use...
Airline Credit Cards - Newly expanded site offers essential solutions for travelers.
FrankfordFinancial.com expands its airline credit card coverage and services to include in-depth analysis, airline card comparisons and professional advice, offering a much-needed solution to...
Consolidate Debt to you Credit Cards
It is possible to consolidate debt to your credit cards. Usually credit card rates are higher than consolidation loans. However under certian circumstances this can be a winning strategy.
Are Cash Back Credit Cards Right For You?
Earning through spending can be regarded as impossible or more so, a mere day dream. If you are a person who wish to earn rewards from spending then this Cash Back Credit Card is for you.
How to Repair Your Credit with Credit Cards
Very few people live their entire lives without inflicting any damage upon their credit scores. Fortunately, there are solutions to repairing bad credit and restoring faith with credit agencies and...
Compare Credit Cards and Save
Purchasing things with the use of credit cards is a more convenient way than purchasing with actual money. You do not need to carry around actual money, especially large purchases for home...
Student Credit Cards: What Every Parent Must Know
Your young adult offspring is heading off to college for the very first time. There is one thing that you may have overlooked, a real help for students and a godsend for parents: a student credit...
Benefits of Business Credit Cards
Business credit cards provide many benefits to a small business owner some of which may have never previously been considered.
Understanding Airline Credit Cards
Airline credit cards are a unique combined effort between credit card issuers and various air carriers worldwide. Airline credit cards are exceptionally beneficial for frequent travelers, but also...
The Benefits of Balance Transfer Credit Cards
Balance transfer credit cards essentially allow cardholders to transfer high interest credit card balances free of charge or provide low interest rates on the money that is transferred, helping...
Compare Balance Transfer Credit Cards to Find the Best Deal
Credit card companies offer many different deals to lure new customers and the balance transfer credit card is one of these. But how do you know which is the best balance transfer credit card deal?
The Inside Story of Instant Approval Credit Cards
This article describes detailed information on the ins and outs of instant approval credit cards.
Credit Cards Shamed Into Cutting Charges
The Competition Commission one of the governments watchdogs, has at last moved to shame credit cards in to cutting their charges. The long overdue move comes after the Commission concluded that the...
Citi Credit Cards: A Look At The Top 4
With all of the credit card offers available to the public, consumers often have a difficult time choosing the one that’s right for them. Citibank, one of the leading credit card companies in the...
Credit Card Skimming What Is It And How Can I Protect My Cards?
You've probably heard of credit card skimming on the news, how thieves somehow manage to get copies of your cards and go out on a spending spree that you only find out about when your next statement...
5 Reasons Why You Should Be Looking At Gas Reward Credit Cards
When you are in the need of a credit card for yourself or for a loved one you may want to start to check into some of the different credit cards that offer you some kind of a gas reward program.
Check Cards versus Credit Cards
When you think about the check card verses, the credit card you may want to know what the difference is with the two of them. There are a few different ideas that go with the check card and credit...
Finding the Best Small Business Credit Cards
If you are looking for a credit card for your small business, you are going to want to take a little time and research all the different companies out there.
Five Things You Should Know About Contactless RFID Credit Cards
For decades, credit cards have relied on magnetic stripes located on the reverse side of the card to store data. To transmit this data, the card must be swiped through a magnetic reader, making...
Credit Cards From Oil Companies Are No Bargain
The interest rates charged by oil companies on their gasoline credit cards are much higher than those charged by bankcards. You should use those instead.
Cards For People With Bad Credit Helps You Spend Within Your Financial Means!
Cards for people with bad credit is a convenient way to help you control your current spending and get your life back on financial track! Depending on how bad your credit is, people need to...
More articles...
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Chase FreedomSM Cash Visa®
Earn 3 Points for every eligible $1 spent1 in purchases at: Grocery Stores, Gas Stations, Quick Service Restaurants.
Earn 1 Point for every $1 spent1 in purchases everywhere else
Get a $50 Check once you've earned $50 in rewards
Save up $200 in rewards and redeem for $250 cash back
Save with 0% APR* for up to 6 months** and No Annual Fee
Click here to read about Chase FreedomSM Cash Visa®
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BP Visa® Rewards Card
Earn up to 10% in rebates
Earn up to 5% in rebates
0% APR for up to 6 months
No annual fee
Online Account Management
Zero Liability against unauthorized purchases
Click here to read about BP Visa® Rewards Card
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Chase Platinum
0% Introductory APR for up to 12 months on all purchases and balance transfers*
No Annual Fee
Interest-free grace period when you pay your bill in full each month
Get great Platinum privileges
Click here to read about Chase Platinum
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Blue from American Express®
0% introductory rate for purchases for 15 months
Then a fixed APR Prime + as low as 3.99%
No annual fee
Low Balance Transfer APR - 4.99% Fixed APR for the life of the balance.
Choose to carry a balance or pay in full
Blue is your launch pad to standout shopping and entertainment rewards and one-of-a-kind experiences.
Click here to read about Blue from American Express®
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The Nest Credit Card
5,000 Membership Rewards® points the first time you use the Card
Earn an additional 10,000 bonus points when you spend over $15,000
No annual fee.
Pay over time or in full.
Exclusive Welcome Gift: The Nest Planning Kit, filled with many helpful items to get the two of you started including The Nest planning binder, designed to help you organize and manage home expenses and joint finances.
Click here to read about The Nest Credit Card
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The Knot Credit Card
Start out with a great wedding gift - 5,000 Membership Rewards® points
Earn an additional 10,000 bonus points when you spend over $15,000
Track all of your wedding - related expenses with the Card
No annual fee.
Pay over time or in full.
Exclusive Welcome Gift: Plan every detail of your wedding with The Knot Wedding Planning Kit, including The Knot wedding binder, where you can manage wedding ideas, budgets, guest lists, to-do's and more.
Click here to read about The Knot Credit Card
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Discover® More Card
0% Intro APR* for Purchases and Balance Transfers for 12 months
5% Cashback Bonus® on Get More purchases in popular categories that change four times a year like home, apparel and more*
Up to 1% Cashback Bonus on all other purchases automatically*
Unlimited cash rewards that never expire
$0 Fraud Liability Guarantee
Easiest online Account management options
No Annual Fee
DOUBLE your Cashback Bonus (turn $20 into $40) when you redeem for gift cards or certificates from many of our 70 brand name partners.
100% Fraud Protection
Online Account Access and Bill Payment
*View Discover® Card Rates, Fees, Rewards and Other Important Information.
Click here to read about Discover® More Card
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Orchard Bank MasterCard
Low Annual Fees
Competitive APRs
Periodic Credit Limit Increase Reviews
Complete Online Account Access 24 Hours a Day
Complimentary online services for account management and payment.
Click here to read about Orchard Bank MasterCard
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Orchard Bank Platinum MasterCard®
Enjoy the prestige of Platinum with no up front fees
Premium Platinum benefits including Purchase Protection
Great credit card to strengthen your credit
Reports to all 3 credit bureaus monthly, which can help improve your credit score
Click here to read about Orchard Bank Platinum MasterCard®
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British Airways Visa® Signature Card
Intro 4.9% Fixed APR for up to 5 Billing Cycles
2 BA Miles for every $1 on British Airways purchases
1 BA Mile for every $1 on all other purchases
No pre-set spending limit
Zero Liability on Unauthorized Purchases
Click here to read about British Airways Visa® Signature Card
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Blue CashSM from American Express®
No annual fee
Up to 5% cash back on all qualified purchases with Unlimited Cash Rewards
Flexibility to pay over time
"0% Intro APR for 6 months."
Online application approval decisions in under 60 seconds
Low Balance Transfer rate - 4.99% fixed APR for the life of the balance
Go To Rate: Prime + as low as 4.99%
Click here to read about Blue CashSM from American Express®
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Discover® More Card - American Flag
0% Intro APR* for Purchases and Balance Transfers for 12 months
5% Cashback Bonus® on Get More purchases in popular categories that change four times a year like home, apparel and more*
Up to 1% Cashback Bonus on all other purchases automatically*
Unlimited cash rewards that never expire
$0 Fraud Liability Guarantee
Easiest online Account management options
No Annual Fee
DOUBLE your Cashback Bonus (turn $20 into $40) when you redeem for gift cards or certificates from many of our 70 brand name partners.
100% Fraud Protection
Online Account Access and Bill Payment
American Flag Card Design
*View Discover® Card Rates, Fees, Rewards and Other Important Information.
Click here to read about Discover® More Card - American Flag
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Continental Airlines World MasterCard® from Chase
Fixed 7.9% APR on purchases and balance transfers for 6 months*
Earn 10,000 OnePass® miles upon payment of the $85 annual fee
No pre-set spending limit*
Earn one OnePass® mile for every dollar you charge
Dine at any participating restaurants and you'll earn up to 10 OnePass® miles for every dollar you spend
Click here to read about Continental Airlines World MasterCard® from Chase
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Gold Delta SkyMiles® Credit Card
No balance transfer fee
Then enjoy the low APR: a fixed rate of 9.99% for the life of the transferred balance
10,000 Bonus SkyMiles® with first purchase
Earn at least 1 SkyMile for every eligible dollar you spend
Always Double Miles® on every eligible dollar you spend at supermarkets, drugstores, gas stations and more
Your Delta Frequent Flyer number is printed on your Card
Click here to read about Gold Delta SkyMiles® Credit Card
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JetBlue Card from American Express®
Get ready for takeoff. 5,000 Award Dollars, that's 25 TrueBlue® points, with the first purchase on your Card1
Double Award Dollars on JetBlue® purchases, gas, wireless phone charges, and other business needs
$50 statement credit after your first purchase
5% savings on all JetBlue flights purchased directly, using your JetBlue Business Card
Automatic discounts at leading merchants through the OPEN Savings® program
As a Cardmember, your TrueBlue® points don’t expire
Protection when you travel: Car Rental Loss and Damage Insurance, Baggage Insurance, and more
Click here to read about JetBlue Card from American Express®
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JetBlue Business Credit Card from American Express®
Exclusive benefit for JetBlue Business Cardmembers: 5% savings on JetBlue® flights purchased directly from JetBlue, using your Card.*
25 TrueBlue® points, worth 1/4 of a free flight, after your first purchase*
Double Award Dollars on JetBlue® purchases, gas, wireless phone charges, and other business needs*
$50 statement credit after your first purchase*
5% savings on all JetBlue flights purchased directly, using your JetBlue Business Card*
Automatic discounts at leading merchants through the OPEN Savings® program*
Your TrueBlue® points don't expire when you use your Card*
Protection when you travel: Car Rental Loss and Damage Insurance, Baggage Insurance, and more*
Click here to read about JetBlue Business Credit Card from American Express®
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Discover® More Card - Clear
0% Intro APR* for Purchases and Balance Transfers for 12 months
5% Cashback Bonus® on Get More purchases in popular categories that change four times a year like home, apparel and more*
Up to 1% Cashback Bonus on all other purchases automatically*
Unlimited cash rewards that never expire
$0 Fraud Liability Guarantee
Easiest online Account management options
No Annual Fee
DOUBLE your Cashback Bonus (turn $20 into $40) when you redeem for gift cards or certificates from many of our 70 brand name partners.
100% Fraud Protection
Online Account Access and Bill Payment
Cool, Clear Design
*View Discover® Card Rates, Fees, Rewards and Other Important Information.
Click here to read about Discover® More Card - Clear
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Discover® Motiva Card
3.9% Fixed APR on Balance Transfers until 2010
Pay-On-Time Bonus equal to a full month's interest each time you make 6 on-time payments in a row– twice a year, every year when you pay on-time every month
5% to 20% Cashback Bonus® at top online retailers through our exclusive online site
Up to 1% Cashback Bonus on all other purchases
No Annual Fee
*View Discover® Card Rates, Fees, Rewards and Other Important Information.
Click here to read about Discover® Motiva Card
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American Express® Preferred Rewards Gold Card
First year fee-free - $125 Thereafter
Get 10,000 Bonus Membership Rewards points redeemable for Rewards right away
The Membership Rewards® program
No pre-set spending limit
Gold Card Events - exclusive access to tickets for select concerts, shows, major sporting events, and more in cities nationwide.
Global Assist® Plus Hotline and many more benefits included.
Click here to read about American Express® Preferred Rewards Gold Card
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American Express® Preferred Rewards Green Card
First Year Fee-Free First year fee-free - $95 Thereafter
Get 5,000 Bonus Membership Rewards® points redeemable for Rewards right away
The Membership Rewards program also lets you transfer points to 11 frequent flyer programs: 1 point = 1 frequent flyer mile or frequent guest credit for most programs
Global Assist® Plus Hotline allows you to travel with total peace of mind when you are more than 100 miles away from home
Many other travel and shopping benefits
No Pre-set Spending Limit
Click here to read about American Express® Preferred Rewards Green Card
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One from American Express®
The Savings AcceleratorSM Plan contributes 1% of eligible purchases into an FDIC-insured High-Yield Savings Account in your name
Earn a competitive Annual Percentage Yield(APY) of 5.00%
Get $50 to jump-start your savings after your first purchase
With the Interest Protection feature, you never pay interest on new purchases
No annual fee the first year - that's a $35 savings
No Preset Spending Limit
Never pay interest on new purchases
Click here to read about One from American Express®
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TrueEarnings Card from Costco and American Express®
Earn 3% Cash Back for eating out, 2% for traveling, 1% everywhere else, including at Costco
No Annual Fee with your paid Costco Membership
The flexibility to pay charges over time
No Limit on the Cash Back earned
This Offer Currently Is Not Available !Click here to read about TrueEarnings Card from Costco and American Express®
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Discover® More Card - Wildlife Collection
0% Intro APR* for Purchases and Balance Transfers for 12 months
5% Cashback Bonus® on Get More purchases in popular categories that change four times a year like home, apparel and more*
Up to 1% Cashback Bonus on all other purchases automatically*
Unlimited cash rewards that never expire
$0 Fraud Liability Guarantee
Easiest online Account management options
No Annual Fee
DOUBLE your Cashback Bonus (turn $20 into $40) when you redeem for gift cards or certificates from many of our 70 brand name partners.
100% Fraud Protection
Online Account Access and Bill Payment
Choose Your Wildlife Card Design
*View Discover® Card Rates, Fees, Rewards and Other Important Information.
Click here to read about Discover® More Card - Wildlife Collection
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Discover® More Card - Sealife Collection
0% Intro APR* for Purchases and Balance Transfers for 12 months
5% Cashback Bonus® on Get More purchases in popular categories that change four times a year like home, apparel and more*
Up to 1% Cashback Bonus on all other purchases automatically*
Unlimited cash rewards that never expire
$0 Fraud Liability Guarantee
Easiest online Account management options
No Annual Fee
DOUBLE your Cashback Bonus (turn $20 into $40) when you redeem for gift cards or certificates from many of our 70 brand name partners.
100% Fraud Protection
Online Account Access and Bill Payment
Choose Your Sealife Card Design
*View Discover® Card Rates, Fees, Rewards and Other Important Information.
Click here to read about Discover® More Card - Sealife Collection
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Discover® Card for Students
0% Intro APR* on Purchases for 6 Months
No Annual Fee
$0 Fraud Liability Guarantee
Easiest Online Account Management Options
5% Cashback Bonus® on Get More purchases in popular categories that change four times a year like home, apparel and more*
Up to 1% Cashback Bonus on all other purchases automatically*
Build Your Credit History
Unlimited cash rewards that never expire
DOUBLE your Cashback Bonus (turn $20 into $40) when you redeem for gift cards or certificates from many of our 70 brand name partners
100% Fraud Protection
Cool, Clear Design
*View Discover® Card Rates, Fees, Rewards and Other Important Information.
Click here to read about Discover® Card for Students
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Discover® Student Monogram Cards
Choose your personalized card design
0% Intro APR* on Purchases for 6 Months
No Annual Fee
$0 Fraud Liability Guarantee
Easiest Online Account Management Options
5% Cashback Bonus® on Get More purchases in popular categories that change four times a year like home, apparel and more*
Up to 1% Cashback Bonus on all other purchases automatically*
Build Your Credit History
Unlimited cash rewards that never expire
DOUBLE your Cashback Bonus (turn $20 into $40) when you redeem for gift cards or certificates from many of our 70 brand name partners
*View Discover® Card Rates, Fees, Rewards and Other Important Information.
Click here to read about Discover® Student Monogram Cards
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Chase Overstock.com Rewards Visa® Card
$25 Bonus Overstock.com Reward Certificate after your first purchase*
Earn 3 Rewards Points on purchases made at Overstock.com
Earn 1 Rewards Point on all other purchases
0% APR for up to 6 months*
No annual fee
Zero liability and unauthorized purchases
Click here to read about Chase Overstock.com Rewards Visa® Card
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Chase Perfect Card®
0% Introductory APR* on balance transfers
Earn a 6% rebate on all gasoline purchases for the first 90 days your account is open
Earn a 3% rebate on all gasoline purchases after the 90 day introductory period
Earn a 1% rebate on purchases
All the rebates you earn are automatically credited toward future purchases
Click here to read about Chase Perfect Card®
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Blue for BusinessSM Card
No annual fee
0% introductory APR—Enjoy 0% introductory APR during your first 9 months of Cardmembership
Business Checkbooks provided free of charge
Credit line of up to $50,000
Blue for BusinessSM Web site—Find a wealth of useful tools to help you save time and money
Click here to read about Blue for BusinessSM Card
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Hilton HHonors® Platinum Credit Card
Low APR: 2.9% for first six months of cardmembership, on Balance Transfer requests submitted with this application
Earn HHonors points with virtually every purchase
No annual fee
Travel Accident Insurance
Car Rental Loss and Damage Insurance
10,000 HHonors bonus points after your very first purchase on the Card - enough for a free night
10,000 HHonors bonus points over the course of your first four stays at any participating Hilton Family hotels (2,500 HHonors bonus points each stay)
Receive 5 HHonors bonus points for each dollar spent at Hilton Family hotels and for eligible purchases at supermarkets, drugstores, gas stations, dining establishments and more
Get 3 Hilton HHonors bonus points for each eligible dollar you spend everywhere else
Click here to read about Hilton HHonors® Platinum Credit Card
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Starwood Preferred Guest® Business Credit Card
Earn 10,000 Starpoints with your first purchase - that's good for up to 3 free nights!
Earn 1 Starpoint for virtually every dollar you spend on the Card and double Starpoints at participating Starwood hotels and resorts
Redeem at over 825 participating Starwood hotels and resorts worldwide with no blackout dates. Starwood hotels include Sheraton®, Westin®, W Hotels®, St. Regis®, Luxury Collection®, Le Meridien®, and Four Points by Sheraton®.
Transfer to over 30 frequent flyer programs, most on a one-to-one basis.
Save on business purchases at companies like FedEx® and Hertz®
Fee-free for your first year
Winner of 2006 Freddie Awards: Voted Best Travel Rewards Credit Card by frequent travelers.
Click here to read about Starwood Preferred Guest® Business Credit Card
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SimplyCashSM Business Card
Earn 5% cash back on gas, office supplies and wireless services
Earn 1% on cash back on virtually all other purchases
Cash back is automatically credited to the statement each month
No fee with the flexibility to pay in full or carry a balance
0% introductory APR for the first 12 months
OPEN Savings®: Automatic discounts with FedEx, Delta®, Courtyard by Marriott®, and more
Click here to read about SimplyCashSM Business Card
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U.S. Airways Dividend Miles Visa
Card issued by FIA Card Services, NA.
Up to $1,000,000 in travel accident insurance.
Auto rental insurance.
Lost luggage reimbursement.
Purchase protection.
Extended warranty protection.
Various travel and emergency assistance services.
Medical referral services.
Legal referral services.
Lost luggage recovery.
Emergency airline ticket replacement.
No liability for unauthorized Internet transactions.
Optional personal photo on card.
Optional Mini Card.
See website for additional benefits.
*See website for complete terms and conditions of card usage and application disclosure. *Terms and Conditions
Click here to read about U.S. Airways Dividend Miles Visa
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MilesEdge® Platinum Visa® Card
Card issued by FIA Card Services, NA.
Up to $1,000,000 in travel accident insurance.
Auto rental insurance.
Extended warranty protection.
Various travel and emergency assistance services.
Medical referral services.
Legal referral services.
Lost luggage recovery.
Emergency airline ticket replacement.
No liability for unauthorized Internet transactions.
Optional personal photo on card.
Discounts on auto rentals.
Optional Mini Card.
See website for additional benefits.
*See website for complete terms and conditions of card usage and application disclosure. *Terms and Conditions
Click here to read about MilesEdge® Platinum Visa® Card
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Advanta Platinum Business Card with Rewards Options
0% Intro APR for 15 months on Balance Transfers
7.99% Fixed APR Thereafter
7.99% Variable APR on Purchases
Choice of 5% Cash Back OR Travel Rewards
Up to $50,000 Credit Line
No Annual Fee and No Limit on Earnings
$0 Fraud Liability
Personalized Card -- your company name at the top of the card
Click here to read about Advanta Platinum Business Card with Rewards Options
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Discover® Business Card
0% Intro APR* on Card Purchases for 12 months
5% Cashback Bonus® on office supplies *
2% Cashback Bonus on gas*
Up to 1% Cashback Bonus on all other purchases*
No Annual Fee
Free employee cards with customizable limits and monthly reporting on their spend
Fee-free PurchaseChecks to pay merchants who don't accept credit cards
*View Discover® Card Rates, Fees, Rewards and Other Important Information.
Click here to read about Discover® Business Card
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Discover® Business Miles Card
0% Intro APR* on Card Purchases
No annual fee
Earn Double Miles on travel and gas
Get up to 1 Mile per dollar on all other purchases
No restrictions on any airline, any date, any seat
*View Discover® Card Rates, Fees, Rewards and Other Important Information.
Click here to read about Discover® Business Miles Card
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Advanta Platinum Business Card
0% Intro APR* on Purchases and Balance Transfers for 12 months
No Annual Fee
Detailed Expense Management Reports
Free Online Account Management
Customized Card with Your Business Name
Business Credit Line Up To $50,000
$0 Fraud Liability
Personalized Card -- your company name at the top of the card* See Terms & Conditions
Click here to read about Advanta Platinum Business Card
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Discover® Open Road Card
0% Intro APR* for Purchases and Balance Transfers for 12 months
Full 5% Cashback Bonus® on gas and auto maintenance purchases*
Up to 1% Cashback Bonus on all other purchases automatically*
Unlimited cash rewards that never expire
No Annual Fee
$0 Fraud Liability Guarantee
Easiest online Account management options
DOUBLE your Cashback Bonus (turn $20 into $40) when you redeem for gift cards or certificates from many of our 70 brand name partners.
100% Fraud Protection
Online Account Access and Bill Payment
*View Discover® Card Rates, Fees, Rewards and Other Important Information.
Click here to read about Discover® Open Road Card
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Miles by Discover® Card
Travel with no Restrictions - book any travel through any airline, travel agent or online travel site with no blackout dates or advanced bookings
Earn Miles Faster - Double Miles on up to $3,000 on travel and restaurant purchases and 1 Mile for every $1 on all your other purchases
Redeem faster with more options - choose a travel credit to your account, gift cards from 50 brand-name Partners or cash
12,000 Bonus Miles*
0% Intro APR* on Purchases and Balance Transfers for 12 months
100% Fraud Protection
Online Account Access and Bill Payment
*View Discover® Card Rates, Fees, Rewards and Other Important Information.
Click here to read about Miles by Discover® Card
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Chase Toys''R''Us® Visa® from Chase
Fixed 9.9% APR on all balance transfers until they are paid in full, no matter how long it takes1
Earn a 5% rebate on every purchase you make at Toys''R''Us®, Kids''R''Us®, Babies''R''Us®, and Imaginarium® store locations
Earn a 0.5% on purchases at over 22 million places where Visa is accepted. And in any month you choose to carry a balance of $500 or more, this reward will double to a full 1%.
Every time you reach at least $10 in rewards, you'll automatically receive a Geoffrey Rewards Coupon. Use it to save at any Toys''R''Us, Kids''R''Us and Babies''R''Us store*
Secure online account access that lets you view and pay your bill online-FREE
Plus, a world of valuable Chase Credit Card benefits.
Click here to read about Chase Toys''R''Us® Visa® from Chase
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Chase Travel Plus Platinum Visa®
Earn 1 mile for every dollar in purchases
Redeem your points for flights, hotel stays, car rentals, cruises and more!
Choose from over 250 airlines without restrictions
0% Introductory APR on purchases and balance transfers for up to 6 months
Click here to read about Chase Travel Plus Platinum Visa®
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American Express® IN Chicago
0% APR on purchases and balance transfers for 6 months
No annual fee
Option to carry a balance
Pay with the Card. Play with the Card.
Earn one INSIDE(SM) Rewards point for virtually every eligible dollar you spend, whether you're in Chicago or not.
Points have no expiration date and you can redeem points for rewards in Los Angeles, Chicago and New York.
Click here to read about American Express® IN Chicago
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American Express® IN Los Angeles
No Annual Fee
Option to carry a balance
Earn one INSIDESM Rewards point for virtually every eligible dollar you spend, whether you're in Los Angeles or not
Points have no expiration date and you can redeem points for rewards in Los Angeles, Chicago and New York.
0% APR on purchases and balance transfers for 6 months
Click here to read about American Express® IN Los Angeles
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American Express® IN New York City
0% Introductory APR for 6 months on purchases and balance transfers
No annual fee
Option to carry a balance
One INSIDE Rewards point for every dollar spent
Plus INSIDE Double points on City Essentials
Click here to read about American Express® IN New York City
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Bank of America Make-A-Wish® Visa®
Card issued by FIA Card Services, NA.
Total Security Protection
Various Internet account related services.
Auto rental insurance.
Various travel and emergency assistance services.
Travel and Emergency Assistance
Purchase Replacement
No liability for unauthorized Internet transactions.
Optional Mini Card.
See website for additional benefits.
Optional Purchase Guard
*See website for complete terms and conditions of card usage and application disclosure. *Terms and Conditions
Click here to read about Bank of America Make-A-Wish® Visa®
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Bank of America EfectivaTM Visa®
Card issued by FIA Card Services, NA.
No annual fee
Customer communications are sent in Spanish and English
Total Security Protection
Various Internet account related services.
Auto rental insurance.
Various travel and emergency assistance services.
Free Year-End Summary Statement
Lost luggage recovery.
No liability for unauthorized Internet transactions.
Discounts on auto rentals.
Optional Mini Card.
See website for additional benefits.
Optional Purchase Guard
*See website for complete terms and conditions of card usage and application disclosure. *Terms and Conditions
Click here to read about Bank of America EfectivaTM Visa®
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Bank of America Platinum Plus® Visa® Card
Card issued by FIA Card Services, NA.
Mini Card available
Photo Expressions available
0% Intro Annual Percentage Rate (APR)† on purchases and balance transfers for the first 6 months.
No Annual Fee
Credit lines as high as $25,000
Online Banking Service
Total Security Protection®
Click here to read about Bank of America Platinum Plus® Visa® Card
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Total Rewards® Credit Card
Card issued by FIA Card Services, NA.
Earn 1 Reward Credit for every $1 you charge in net retail purchases anywhere
0% Introductory Annual Percentage Rate (APR) on balance transfers and cash advance checks for one year
No annual fee
Click here to read about Total Rewards® Credit Card
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Bank of America Mexicana® Airlines Visa® Platinum
Card issued by FIA Card Services, NA.
Total Security Protection® Package Mini Card
Up to $500,000 in travel accident insurance.
Emergency Card and Ticket protection
Free Year End Summary statement
Purchase Guard
Purchase Protection
Auto Rental Insurance
See website for additional benefits.
*See website for complete terms and conditions of card usage and application disclosure. *Terms and Conditions
Click here to read about Bank of America Mexicana® Airlines Visa® Platinum
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Choice Privileges® Platinum Visa® Card
Card issued by FIA Card Services, NA.
Total Security Protection
Various Internet account related services.
Up to $500,000 in travel accident insurance.
Auto rental insurance.
Extended warranty protection.
Various travel and emergency assistance services.
Lost luggage recovery.
Year-end summary statement
Zero liability for unauthorized use of the card
Optional personal photo on card.
Optional Mini Card.
See website for additional benefits.
*See website for complete terms and conditions of card usage and application disclosure. *Terms and Conditions
Click here to read about Choice Privileges® Platinum Visa® Card
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BoatU.S. WorldPoints® Platinum Plus® Visa®
Card issued by Bank of America, N.A. (USA)
Earn 1 point for every net retail purchase dollar spent and redeem your points for travel, merchandise, gift certificates, and cash§
Access to the MyConciergeSM service, a unique personal assistance service**
Absolute fraud protection against unauthorized use, online and offline
No annual fee
Click here to read about BoatU.S. WorldPoints® Platinum Plus® Visa®
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Anne Geddes Visa® Gold
Card issued by FIA Card Services, NA.
Various Internet account related services.
Auto rental insurance.
Various travel and emergency assistance services.
No liability for unauthorized Internet transactions.
Purchase Security
Warranty Manager
Optional mini card.
See website for additional benefits.
*See website for complete terms and conditions of card usage and application disclosure. *Terms and Conditions
Click here to read about Anne Geddes Visa® Gold
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Money Return Visa® Platinum
Card issued by Bank of America, N.A. (USA)
Total Security Protection
Various Internet account related services.
Auto rental insurance.
Various travel and emergency assistance services.
Medical referral services.
Legal referral services.
Lost luggage recovery.
No liability for unauthorized Internet transactions.
Discounts on auto rentals.
Optional Mini Card.
See website for additional benefits.
Optional Purchase Guard
*See website for complete terms and conditions of card usage and application disclosure. *Terms and Conditions
Click here to read about Money Return Visa® Platinum
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Bank of America Financial Rewards® Visa® Platinum Plus®
Card issued by FIA Card Services, NA.
Earn points towards cash back
Mini Card available
0% Intro Annual Percentage Rate (APR)- on purchases and balance transfers for the first 6 billing cycles.
Earn 5 bonus points with your first purchase.
Points do not expire for 5 years
Online Banking Service
Total Security Protection®
No Annual Fee
Click here to read about Bank of America Financial Rewards® Visa® Platinum Plus®
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Asiana Visa® Platinum
Card issued by FIA Card Services, NA.
Miles can be used for award travel on Star Alliance member airlines
Up to $1,000,000 in travel accident insurance.
Toll free, 24 hour customer service**
Free Photo Security Option
Total Security Protection Pacakge
Complimentary Mini Card
See website for additional benefits.
*See website for complete terms and conditions of card usage and application disclosure. *Terms and Conditions
Click here to read about Asiana Visa® Platinum
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Hawaiian Airlines Visa® Platinum
Card issued by FIA Card Services, NA.
Various Internet account related services.
Up to $1,000,000 in travel accident insurance.
Unlimited automatic rental insurance.
Extended warranty protection.
Various travel and emergency assistance services.
Total Security Protection
Hotel theft and lost luggage insurance
Emergency airline ticket replacement.
No liability for unauthorized Internet transactions.
Optional personal photo on card.
Optional Mini Card.
See website for additional benefits.
*See website for complete terms and conditions of card usage and application disclosure. *Terms and Conditions
Click here to read about Hawaiian Airlines Visa® Platinum
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First Vineyard MasterCard
Receive cash back from your own spending
Receive cash compensation from the spending of anyone in your compensation tree.
Live debt free and receive compensation for your everyday spending.
Reload your card directly from your payroll or bank account
Powerful Online Account Management
Online Bill Payment service included - Pay your bills directly with our powerful bill payment service
Card Accepted at 30 Million merchants & One Million ATM machines
Click here to read about First Vineyard MasterCard
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USA Gold Merchandise Credit Card
*Guaranteed Instant Online Approval!
$5,000 Unsecured Gold Credit Line
No Credit Checks or Turndowns
No Employment Verifications
Upon request, credit limits increases are available to those that qualify
The credit line is reported to a major Credit Bureau.
Receive a *Free $50 Gift Card!
After enrolling you'll receive a $300 Grocery Coupon Card
*See website for terms and conditions
Click here to read about USA Gold Merchandise Credit Card
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USA Platinum Merchandise Credit Card
Approval is *guaranteed when qualifications are met.
The Card is an Unsecured Line of Credit.
The Shopping Club offers over 14,000 products.
Upon request, credit limits increases are available to those that qualify.
No interest charges.
You can be approved even if you have No Credit or Bad Credit
No Credit Checks or Turndowns
No Employment Verifications
The credit line is reported to a major Credit Bureau.
Click here to read about USA Platinum Merchandise Credit Card
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Wired Plastic Prepaid Visa Card
Instant online approval
No upfront payment required
No ChexSystems verification or credit check
No bank account needed to sign-up
Receive your card in as little as 3 business days with express shipping only $15.00
FREE Direct Deposit – eliminate check cashing fees by receive your check electronically
Add cash fast at over 60,000 retail locations including Western Union® only $3.95
Pay any bill with Click-n-Pay™ or send a check to anyone
Access cash at ATMs worldwide
Powerful account management tools
FREE customer service and 24-hour account information line
Reward Points - earn 1 point for every $1 you spent and redeem for long distance calls, prepaid wireless airtime, ring tones, and music downloads
Click here to read about Wired Plastic Prepaid Visa Card
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United Mileage Plus Visa
Free Companion Certificate after your first purchase
20,000 Bonus Miles after your first purchase
1 mile for every $1 charged in purchases
Free One-way, 1,000 mile, One-class Upgrade Certificate
$25 United Discount Travel Certificate
Up to 11 miles per $1 spent at participating restaurants nationwide
Earn 1 mile for every $1 spent on purchases - up to an annual cap of 60,000 miles
Click here to read about United Mileage Plus Visa
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As you are shopping around you will find many credit card companies that offer Low APR credit cards, but you must be very careful.
Some credit card companies are offering 0% or Low APR credit cards for a limited amount of time and then the interest rates sky rocket. You should always read everything in their terms before you apply for a credit card.
Low APR credit cards are a great way for some people that are expecting to earn more money in a year to have a credit card for a full year before they have to pay higher interest rates, but some credit cards only offer this deal for a limited time which can be only for 3 to 6 months and then you are hit with higher rates.
It is best to check out each company and compare their Low APR credit cards, because they may be the lowest for the first year and then they could be among the highest after their promotional period is over. Never, just apply for a credit card because is has a 0% or Low APR credit cards at this time.
If you can however, switch your higher credit cards payments to a Low APR credit cards then you could be saving money in the long run. You can consolidate all of your other credit cards that have high interest rates to one with a low APR and may find that you can pay off those debts incurred on the higher credit cards. This will be a big money saver if you can pay them off before the promotional period is over. Then you would not be paying interest on those debts and you could pay them off faster with a Low APR credit card.
The choice is yours to apply for Low APR credit cards and then pay off those high credit cards and get your credit rating back on track and healthy again.
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