ABC Credit Card Bank Directory offers a comprehensive list of secured and unsecured Visa, Fleet, Capital One, Discover, Chase credit card application processing online, including the latest student, Low APR, balance transfer or bad credit credit cards. Scroll down for more...
Beware of Low APR credit cards
As you are shopping around you will find many credit card companies that offer Low APR credit cards, but you must be very careful.

Some credit card companies are offering 0% or Low APR credit cards for a limited amount of time and then the interest rates sky rocket. You should always read everything in their terms before you apply for a credit card.

Low APR credit cards are a great way for some people that are expecting to earn more money in a year to have a credit card for a full year before they have to pay higher interest rates, but some credit cards only offer this deal for a limited time which can be only for 3 to 6 months and then you are hit with higher rates.

It is best to check out each company and compare their Low APR credit cards, because they may be the lowest for the first year and then they could be among the highest after their promotional period is over. Never, just apply for a credit card because is has a 0% or Low APR credit cards at this time.

If you can however, switch your higher credit cards payments to a Low APR credit cards then you could be saving money in the long run. You can consolidate all of your other credit cards that have high interest rates to one with a low APR and may find that you can pay off those debts incurred on the higher credit cards. This will be a big money saver if you can pay them off before the promotional period is over. Then you would not be paying interest on those debts and you could pay them off faster with a Low APR credit card.

The choice is yours to apply for Low APR credit cards and then pay off those high credit cards and get your credit rating back on track and healthy again.

Comparison Sites Attributing To A Higher Level Of Online Sales
What is the attraction and value of these for users and what are retailers and service providers finding them a useful tool as they strive for online sales? The online retail sector for products and...

Be Smart and Repay Your Credit Cards Quickly
There are few things in life that can cause as much long term strain and pressure as financial worries. Especially if you have children or a family to support, you will be very aware that failing to...

Not All Gas Credit Cards Are The Same
It is very important to compare different card offers when you are searching for a gas credit card. Just because they offer you a rebate does not always mean that the card will truly meet your...

Apply Online For Credit Cards
Mostly, people misunderstood the term "online credit cards." The phrase does not necessarily mean free online credit, but it means free online application of credit cards. You are not...

The Difference between Variable Rate and Fixed Rate Credit Cards
To determine whether a variable rate card or fixed rate credit card is suited for you, start by reading the Rate Reports that are released by expert financial analysts.

Reduce The Costs Of Your Credit Cards
Statistics show that the average American family owes over $8,000 in credit card debt. This is a large amount of money, especially when you consider the fact that most Americans make about $33,000...

Credit Cards Watch Out For The Sting In The Tail
On the face of it, credit card providers offer a number of cheap options designed to suit you but beware of the sting in the tail!

No Annual Fee Credit Cards
Most new credit cards come with a no annual fee offer. This hasn't always been the case. I wonder if issuers realized how much people resented the yearly fee they were charging just to use their...

With Credit Cards Hitting Hardest, UK Consumers Tax Themselves with Penalty Charges
One in twenty UK consumers face penalties and fines in excess of £100, yet personal finance options offer plenty of options for those same consumers. A lack of information or a lack of will?

Everything You Always Wanted to Know about Airline and Air Miles Credit Cards
Before applying for an airline credit card, you need to ask yourself two questions: 1. What benefits are available from the largest airline in my area? 2. Which airline credit card would let me...

Frequent Flyer Credit Cards
If you are a person who needs to travel often for business or personal reasons, you would probably benefit from using a credit card with frequent flyer benefits. Many airlines are currently offering...

Business Credit Cards Managing Credit
This article is geared to help you understand how business credit cards can benefit you.

Hot Tips to Compare Business Credit Cards
This article describes various tips and strategies to compare business credit cards.

Credit Cards for College Students Building Credit Early
This article provides background on how credit cards for college students can provide an early start for young people in their quest to establish credit.

Lowdown on Credit Cards for College Students
This article describes the advantages and disadvantages of credit cards for college students.

Making a Difference with Cash Back Credit Cards
This article describes how cash back credit cards can really make a difference for consumers when used properly.

Compare the Best Reward Credit Cards
This article describes and compares the best reward credit cards available in the marketplace.

Balance Transfer Credit Cards Zero Percent Cards With Rewards
Balance transfer cards are ideal for anyone wanting to transfer high interest rate card indebtednesses over to a lower interest rate card. The balance transferring will save you money, since the...

Best Balance Transfer Credit Cards Helping You Avoid Paying Interest
Balance transfer credit cards are cards intended to permit cardholders to transfer debts from one credit card with higher interest rates, transferring to another credit card with lower interest...

Instant Approval Credit Cards Online Compare and Contrast for Maximum Benefit
This article describes the use of instant approval credit cards online and how to compare and contrast cards for maximum benefit.

Instant Approval Credit Cards The New Plastic Cash
This article describes instant approval credit cards as a relatively new phenomenon in the credit card industry.

Best Reward Credit Cards Offer Smart Choices
Reward credit cards provide a unique opportunity for consumers to cash in on a rewards program that can be highly beneficial to the end user.

Secured Credit Cards Can Help You Establish Credit
If you are young and are looking for a good way to build credit, a secure credit card may be a good option. Secured credit cards are also good for older people who have never established credit.

Reward Credit Cards Benefit While Building Credit
This article describes how consumers can benefit from reward credit cards with various rewards and benefits while also building up their credit.

Cheap Credit Cards Help to Leave Fees Behind
This article describes how to identify the various fees associated with certain card offers.

Low Interest Credit Cards Offer Shrewd Savings
This article describes how low interest credit cards are the most compelling offers available for consumers who are most concerned with saving money.

Low Interest Rate Credit Cards and Cost Conscious Consumers
This article describes how low interest rate credit cards can benefit cost conscious consumers in particular.

College Student Credit Cards How to Build Your Credit
This article provides background on how credit cards for college students can provide an early start for young people in their quest to establish credit.

Credit Cards, an Epidemic?
Credit Cards are bad. Period. There is no other way to say it. Credit Cards, along with interest only loans (which I'll save for another day) are a true plague. The only reason why you should...

Real Estate Investing Should You Ever Use Credit Cards?
Over using credit cards can lead to financial disaster. Alternatively, careful use of credit cards can jump start a successful real estate investment program. Under what circumstances should you use...

Airline Credit Cards - Newly expanded site offers essential solutions for travelers.
FrankfordFinancial.com expands its airline credit card coverage and services to include in-depth analysis, airline card comparisons and professional advice, offering a much-needed solution to...

Consolidate Debt to you Credit Cards
It is possible to consolidate debt to your credit cards. Usually credit card rates are higher than consolidation loans. However under certian circumstances this can be a winning strategy.

Are Cash Back Credit Cards Right For You?
Earning through spending can be regarded as impossible or more so, a mere day dream. If you are a person who wish to earn rewards from spending then this Cash Back Credit Card is for you.

How to Repair Your Credit with Credit Cards
Very few people live their entire lives without inflicting any damage upon their credit scores. Fortunately, there are solutions to repairing bad credit and restoring faith with credit agencies and...

Compare Credit Cards and Save
Purchasing things with the use of credit cards is a more convenient way than purchasing with actual money. You do not need to carry around actual money, especially large purchases for home...

Student Credit Cards: What Every Parent Must Know
Your young adult offspring is heading off to college for the very first time. There is one thing that you may have overlooked, a real help for students and a godsend for parents: a student credit...

Benefits of Business Credit Cards
Business credit cards provide many benefits to a small business owner some of which may have never previously been considered.

Understanding Airline Credit Cards
Airline credit cards are a unique combined effort between credit card issuers and various air carriers worldwide. Airline credit cards are exceptionally beneficial for frequent travelers, but also...

The Benefits of Balance Transfer Credit Cards
Balance transfer credit cards essentially allow cardholders to transfer high interest credit card balances free of charge or provide low interest rates on the money that is transferred, helping...

Compare Balance Transfer Credit Cards to Find the Best Deal
Credit card companies offer many different deals to lure new customers and the balance transfer credit card is one of these. But how do you know which is the best balance transfer credit card deal?

The Inside Story of Instant Approval Credit Cards
This article describes detailed information on the ins and outs of instant approval credit cards.

Credit Cards Shamed Into Cutting Charges
The Competition Commission one of the governments watchdogs, has at last moved to shame credit cards in to cutting their charges. The long overdue move comes after the Commission concluded that the...

Citi Credit Cards: A Look At The Top 4
With all of the credit card offers available to the public, consumers often have a difficult time choosing the one that’s right for them. Citibank, one of the leading credit card companies in the...

Credit Card Skimming What Is It And How Can I Protect My Cards?
You've probably heard of credit card skimming on the news, how thieves somehow manage to get copies of your cards and go out on a spending spree that you only find out about when your next statement...

5 Reasons Why You Should Be Looking At Gas Reward Credit Cards
When you are in the need of a credit card for yourself or for a loved one you may want to start to check into some of the different credit cards that offer you some kind of a gas reward program.

Check Cards versus Credit Cards
When you think about the check card verses, the credit card you may want to know what the difference is with the two of them. There are a few different ideas that go with the check card and credit...

Finding the Best Small Business Credit Cards
If you are looking for a credit card for your small business, you are going to want to take a little time and research all the different companies out there.

Five Things You Should Know About Contactless RFID Credit Cards
For decades, credit cards have relied on magnetic stripes located on the reverse side of the card to store data. To transmit this data, the card must be swiped through a magnetic reader, making...

Credit Cards From Oil Companies Are No Bargain
The interest rates charged by oil companies on their gasoline credit cards are much higher than those charged by bankcards. You should use those instead.

Cards For People With Bad Credit Helps You Spend Within Your Financial Means!
Cards for people with bad credit is a convenient way to help you control your current spending and get your life back on financial track! Depending on how bad your credit is, people need to...



More articles...

Free Cash Rewards Platinum Visa^® Card from Chase
1,000 Bonus Points**
Earn 1 point for every $1 in card purchases and interest.
No Annual Fee
Intro 0% Fixed APR for up to 6 months*


Click here to read about Free Cash Rewards Platinum Visa^® Card from Chase

Chase FreedomSM Cash Visa^®
Earn 3 Points for every eligible $1 spent1 in purchases at: Grocery Stores, Gas Stations, Quick Service Restaurants.
Earn 1 Point for every $1 spent1 in purchases everywhere else
Get a $50 Check once you've earned $50 in rewards
Save up $200 in rewards and redeem for $250 cash back
Save with 0% APR* for up to 6 months** and No Annual Fee


Click here to read about Chase FreedomSM Cash Visa^®

BP Visa^® Rewards Card
Earn up to 10% in rebates
Earn up to 5% in rebates
0% APR for up to 6 months
No annual fee
Online Account Management
Zero Liability against unauthorized purchases


Click here to read about BP Visa^® Rewards Card

Chase Platinum
0% Introductory APR for up to 12 months on all purchases and balance transfers*
No Annual Fee
Interest-free grace period when you pay your bill in full each month
Get great Platinum privileges


Click here to read about Chase Platinum

Blue from American Express^®
0% introductory rate for purchases for 15 months
Then a fixed APR Prime + as low as 3.99%
No annual fee
Low Balance Transfer APR - 4.99% Fixed APR for the life of the balance.
Choose to carry a balance or pay in full
Blue is your launch pad to standout shopping and entertainment rewards and one-of-a-kind experiences.


Click here to read about Blue from American Express^®

Discover^® More(SM) Card
0% Intro APR*
More ways to earn more cash - than anyone else.SM*
5% Cashback Bonus® in categories like travel, home, gas, restaurants, movies and more
5% to 20% Cashback Bonus at top retailers through our exclusive online shopping site
Up to 1% Cashback Bonus on all other purchases automatically
Unlimited cash rewards
Increase, even double, your rewards when you redeem for gift cards from our 80 Cashback Bonus Partners
Complete fraud protection for your peace of mind
$0 fraud liability guarantee
Advanced fraud early warning alerts
Fraud specialists dedicated to helping you 24/7
Customer service that puts you first
One call and we take care of it
Talk to a knowledgeable person in less than a minute
Easy online account options that put you in control
Timely e-mail reminders to help you avoid fees
No annual fee
Formerly Discover Platinum Card
*View Discover® Card Rates, Fees, Rewards and Other Important Information.


Click here to read about Discover^® More(SM) Card

Orchard Bank Platinum MasterCard^®
Enjoy the prestige of Platinum with no up front fees
Premium Platinum benefits including Purchase Protection
Great credit card to strengthen your credit
Reports to all 3 credit bureaus monthly, which can help improve your credit score


Click here to read about Orchard Bank Platinum MasterCard^®

Blue Cash^SM from American Express^®
No annual fee
Up to 5% cash back on all qualified purchases with Unlimited Cash Rewards
Flexibility to pay over time
"0% Intro APR for 6 months."
Online application approval decisions in under 60 seconds
Low Balance Transfer rate - 4.99% fixed APR for the life of the balance
Go To Rate: Prime + as low as 4.99%


Click here to read about Blue Cash^SM from American Express^®

Chase Flexible Rewards Visa^® Signature Card
0% APR for up to 6 months*
No annual fee.


Click here to read about Chase Flexible Rewards Visa^® Signature Card

Discover^® More(SM) Card - American Flag
0% Intro APR*
More ways to earn more cash - than anyone else.SM*
5% Cashback Bonus® in categories like travel, home, gas, restaurants, movies and more
5% to 20% Cashback Bonus at top retailers through our exclusive online shopping site
Up to 1% Cashback Bonus on all other purchases automatically
Unlimited cash rewards
Increase, even double, your rewards when you redeem for gift cards from our 80 Cashback Bonus Partners
Complete fraud protection for your peace of mind
$0 fraud liability guarantee
Advanced fraud early warning alerts
Fraud specialists dedicated to helping you 24/7
Customer service that puts you first
One call and we take care of it
Talk to a knowledgeable person in less than a minute
Easy online account options that put you in control
Timely e-mail reminders to help you avoid fees
No annual fee
Formerly Discover Platinum Card
American Flag Card Design
*View Discover® Card Rates, Fees, Rewards and Other Important Information.


Click here to read about Discover^® More(SM) Card - American Flag

Gold Delta SkyMiles^® Credit Card
No balance transfer fee
Then enjoy the low APR: a fixed rate of 9.99% for the life of the transferred balance
10,000 Bonus SkyMiles^® with first purchase
Earn at least 1 SkyMile for every eligible dollar you spend
Always Double Miles^® on every eligible dollar you spend at supermarkets, drugstores, gas stations and more
Your Delta Frequent Flyer number is printed on your Card


Click here to read about Gold Delta SkyMiles^® Credit Card

JetBlue Card from American Express^®
Get ready for takeoff. 5,000 Award Dollars, that's 25 TrueBlue® points, with the first purchase on your Card1
Double Award Dollars on JetBlue® purchases, gas, wireless phone charges, and other business needs
$50 statement credit after your first purchase
5% savings on all JetBlue flights purchased directly, using your JetBlue Business Card
Automatic discounts at leading merchants through the OPEN Savings® program
As a Cardmember, your TrueBlue® points don’t expire
Protection when you travel: Car Rental Loss and Damage Insurance, Baggage Insurance, and more


Click here to read about JetBlue Card from American Express^®

JetBlue Business Credit Card from American Express^®
Exclusive benefit for JetBlue Business Cardmembers: 5% savings on JetBlue® flights purchased directly from JetBlue, using your Card*
50 TrueBlue® points, worth 1/2 of a free flight, after your first purchase*
Double Award Dollars on JetBlue purchases, gas, wireless phone charges, and more*
Automatic discounts at leading merchants through the OPEN Savings® program*
Your TrueBlue® points do not expire when you use your Card*
Protection when you travel: Car Rental Loss and Damage Insurance, Baggage Insurance, and more*


Click here to read about JetBlue Business Credit Card from American Express^®

Discover^® More(SM) Card - Clear
0% Intro APR*
More ways to earn more cash - than anyone else.SM*
5% Cashback Bonus® in categories like travel, home, gas, restaurants, movies and more
5% to 20% Cashback Bonus at top retailers through our exclusive online shopping site
Up to 1% Cashback Bonus on all other purchases automatically
Unlimited cash rewards
Increase, even double, your rewards when you redeem for gift cards from our 80 Cashback Bonus Partners
Complete fraud protection for your peace of mind
$0 fraud liability guarantee
Advanced fraud early warning alerts
Fraud specialists dedicated to helping you 24/7
Customer service that puts you first
One call and we take care of it
Talk to a knowledgeable person in less than a minute
Easy online account options that put you in control
Timely e-mail reminders to help you avoid fees
No annual fee
Formerly Discover Platinum Card
*View Discover® Card Rates, Fees, Rewards and Other Important Information.


Click here to read about Discover^® More(SM) Card - Clear

Discover^® Motiva(SM) Card
3.9% Intro APR*
Automatically get a Pay-On-Time BonusSM equal to a full month's interest each time you make 6 on-time payments in a row - twice a year, every year
5-20% Cashback Bonus* at top retailers through our exclusive online shopping site
Up to 1% unlimited Cashback Bonus on all other purchases
Unlimited cash rewards
Increase, even double, your rewards when you redeem for gift cards from over 80 Cashback Bonus Partners
Complete fraud protection for your peace of mind
$0 fraud liability guarantee
Advanced fraud early warning alerts
Fraud specialists dedicated to helping you 24/7
Customer service that puts you first
Free payment by phone
Timely e-mail reminders that help you avoid fees
One call and we take care of it
Talk to a knowledgeable person in less than a minute
Easy online account options that put you in control
No annual fee
*View Discover® Card Rates, Fees, Rewards and Other Important Information.


Click here to read about Discover^® Motiva(SM) Card

American Express^® Preferred Rewards Gold Card
You can earn 10,000 Membership Rewards® bonus points after your first purchase with the Card -redeemable for a $100 gift card2
The Membership Rewards program§ - Whatever you want to do, this is the rewards program that can help make it happen. Exciting travel, entertainment, shopping, and dining experiences are waiting for you
Gold Card Events—exclusive access to tickets for select concerts, shows, major sporting events, and more in cities nationwide3
Global Assist® Hotline4 and many more benefits included
Purchase Protection Plan5, and many more benefits included
No pre-set Spending Limit


Click here to read about American Express^® Preferred Rewards Gold Card

American Express^® Preferred Rewards Green Card
You can earn 5,000 Membership Rewards® bonus points after your first purchase with the card --redeemable for a $50 gift card2
The Membership Rewards® program also lets you transfer points to 11 frequent flyer programs: 1 point = 1 frequent flyer mile or frequent guest credit for most programs3
Purchase Protection Plan4 protects eligible purchases made with the Card against accidental damage and theft for up to 90 days from the date of purchase
Many other travel and shopping benefits
No Pre-Set Spending Limit5


Click here to read about American Express^® Preferred Rewards Green Card

One from American Express^®
The Savings AcceleratorSM Plan contributes 1% of eligible purchases into an FDIC-insured High-Yield Savings Account in your name

Earn a competitive Annual Percentage Yield(APY) of 3.50%

Get $50 to jump-start your savings after your first purchase

With the Interest Protection feature, you never pay interest on new purchases

No Preset Spending Limit

Never pay interest on new purchases



Click here to read about One from American Express^®

Discover^® More(SM) Card - Wildlife Collection
0% Intro APR*
More ways to earn more cash - than anyone else.SM*
5% Cashback Bonus® in categories like travel, home, gas, restaurants, movies and more
5% to 20% Cashback Bonus at top retailers through our exclusive online shopping site
Up to 1% Cashback Bonus on all other purchases automatically
Unlimited cash rewards
Increase, even double, your rewards when you redeem for gift cards from our 80 Cashback Bonus Partners
Complete fraud protection for your peace of mind
$0 fraud liability guarantee
Advanced fraud early warning alerts
Fraud specialists dedicated to helping you 24/7
Customer service that puts you first
One call and we take care of it
Talk to a knowledgeable person in less than a minute
Easy online account options that put you in control
Timely e-mail reminders to help you avoid fees
No annual fee
Formerly Discover Platinum Card
Choose Your Wildlife Card Design
*View Discover® Card Rates, Fees, Rewards and Other Important Information.


Click here to read about Discover^® More(SM) Card - Wildlife Collection

Discover^® More(SM) Card - Sealife Collection
0% Intro APR*
More ways to earn more cash - than anyone else.SM*
5% Cashback Bonus® in categories like travel, home, gas, restaurants, movies and more
5% to 20% Cashback Bonus at top retailers through our exclusive online shopping site
Up to 1% Cashback Bonus on all other purchases automatically
Unlimited cash rewards
Increase, even double, your rewards when you redeem for gift cards from our 80 Cashback Bonus Partners
Complete fraud protection for your peace of mind
$0 fraud liability guarantee
Advanced fraud early warning alerts
Fraud specialists dedicated to helping you 24/7
Customer service that puts you first
One call and we take care of it
Talk to a knowledgeable person in less than a minute
Easy online account options that put you in control
Timely e-mail reminders to help you avoid fees
No annual fee
Formerly Discover Platinum Card
Choose Your Sealife Card Design
*View Discover® Card Rates, Fees, Rewards and Other Important Information.


Click here to read about Discover^® More(SM) Card - Sealife Collection

Discover^® Student Card- Clear
0% Intro APR* on Purchases for 6 Months
No Annual Fee
$0 Fraud Liability Guarantee
Easy Online Account Management Options
5% Cashback Bonus® on Get More purchases in popular categories that change four times a year like home, apparel and more*
Up to 20% Cashback Bonus® when you shop online*
Unlimited cash rewards, automatically
Double rewards with more than 80 Cashback Bonus Partners*
Cool, Clear Design
*View Discover® Card Rates, Fees, Rewards and Other Important Information.


Click here to read about Discover^® Student Card- Clear

Discover^® Student Card- Monogram
0% Intro APR* on Purchases for 6 Months
Up to 20% Cashback Bonus® when you shop online*
Unlimited cash rewards, automatically
No Annual Fee
Easy Online Account Management Options
$0 Fraud Liability Guarantee
*View Discover® Card Rates, Fees, Rewards and Other Important Information.


Click here to read about Discover^® Student Card- Monogram

Chase Perfect Card^®
0% Introductory APR* on balance transfers
Earn a 6% rebate on all gasoline purchases for the first 90 days your account is open
Earn a 3% rebate on all gasoline purchases after the 90 day introductory period
Earn a 1% rebate on purchases
All the rebates you earn are automatically credited toward future purchases


Click here to read about Chase Perfect Card^®

Hilton HHonors^® Platinum Credit Card
Low APR: 2.9% for first six months of cardmembership, on Balance Transfer requests submitted with this application
Earn HHonors points with virtually every purchase
No annual fee
Travel Accident Insurance
Car Rental Loss and Damage Insurance
10,000 HHonors bonus points after your very first purchase on the Card - enough for a free night
10,000 HHonors bonus points over the course of your first four stays at any participating Hilton Family hotels (2,500 HHonors bonus points each stay)
Receive 5 HHonors bonus points for each dollar spent at Hilton Family hotels and for eligible purchases at supermarkets, drugstores, gas stations, dining establishments and more
Get 3 Hilton HHonors bonus points for each eligible dollar you spend everywhere else


Click here to read about Hilton HHonors^® Platinum Credit Card

Starwood Preferred Guest^® Business Credit Card
Earn 10,000 Starpoints with your first purchase - that's good for up to 3 free nights!
Earn 1 Starpoint for virtually every dollar you spend on the Card and double Starpoints at participating Starwood hotels and resorts
Redeem at over 825 participating Starwood hotels and resorts worldwide with no blackout dates. Starwood hotels include Sheraton®, Westin®, W Hotels®, St. Regis®, Luxury Collection®, Le Meridien®, and Four Points by Sheraton®.
Transfer to over 30 frequent flyer programs, most on a one-to-one basis.
Save on business purchases at companies like FedEx® and Hertz®
Winner of 2006 Freddie Awards: Voted Best Travel Rewards Credit Card by frequent travelers.


Click here to read about Starwood Preferred Guest^® Business Credit Card

SimplyCash^® Business Card
Earn 5% cash back on auto gas, office supplies and wireless services
Earn 1% on cash back on virtually all other purchases
Cash back is automatically credited to the statement each month
No fee with the flexibility to pay in full or carry a balance
0% introductory APR for UP TO 12 months
OPEN Savings®: Automatic discounts with FedEx, Delta®, Courtyard by Marriott®, and more
Additional Cards have no annual fee


Click here to read about SimplyCash^® Business Card

MilesEdge^® Platinum Visa^® Card
Card issued by FIA Card Services, NA.
Up to $1,000,000 in travel accident insurance.
Auto rental insurance.
Extended warranty protection.
Various travel and emergency assistance services.
Medical referral services.
Legal referral services.
Lost luggage recovery.
Emergency airline ticket replacement.
No liability for unauthorized Internet transactions.
Optional personal photo on card.
Discounts on auto rentals.
Optional Mini Card.
See website for additional benefits.
*See website for complete terms and conditions of card usage and application disclosure. *Terms and Conditions


Click here to read about MilesEdge^® Platinum Visa^® Card

Advanta Platinum Business Card with Rewards Options
0% APR for 15 Months on Balance Transfers, 7.99% Fixed APR thereafter
7.99% Variable APR on Purchases
Choice of 5% Cash Back or Travel Rewards
No Annual Fee and No Limit on Earnings
$0 Fraud Liability
Personalized card -- your company name on the top of the card


Click here to read about Advanta Platinum Business Card with Rewards Options

Advanta Life-of-Balance Platinum Card
2.99% Fixed APR for LIFE on balances transferred within 3 months
Up to 6% Cash Back or Travel Rewards
No annual fee
No limit on earnings


Click here to read about Advanta Life-of-Balance Platinum Card

Advanta Platinum Business Card
0% Intro APR* on Purchases and Balance Transfers for 12 months
No Annual Fee
Detailed Expense Management Reports
Free Online Account Management
Customized Card with Your Business Name
Business Credit Line Up To $50,000
$0 Fraud Liability
Personalized Card -- your company name at the top of the card* See Terms & Conditions


Click here to read about Advanta Platinum Business Card

Discover^® Open Road(SM) Card
0% Intro APR*
5% Cashback Bonus for your gas and auto maintenance purchases.
Earn up to 1% Cashback Bonus on all other purchases automatically
$0 fraud liability guarantee
Advanced fraud early warning alerts
Fraud specialists dedicated to helping you 24/7
Customer service that puts you first
One call and we take care of it
Talk to a knowledgeable person in less than a minute
Easy online account options that put you in control
Timely e-mail reminders to help you avoid fees
No annual fee


Click here to read about Discover^® Open Road(SM) Card

Miles by Discover^® Card
Book any travel, anytime with no blackout dates or restrictions
Double Miles on up to $3,000 in travel and restaurant purchases each year
1 Mile for every $1 on all your other purchases
Unlimited Miles that never expire as long as you use your card
Redeem for travel credits to your account, gift cards from any of our 80 brand-name Partners or cash starting at just 5,000 Miles
No Annual Fee
Online Account Access
Online Bill Payment
Complete Fraud Protection for Your Peace of Mind
$0 Fraud Liability Guarantee
Advanced fraud early warning alerts
Secure online account numbers
Fraud specialists dedicated to helping you 24/7
Customer Service That Puts You First
One call, we take care of it
Talk to a knowledgeable person in less than a minute
Easy online Account options that put you in control
Timely e-mails to help you avoid fees


Click here to read about Miles by Discover^® Card

Chase Travel Plus Platinum Visa^®
Earn 1 mile for every dollar in purchases
Redeem your points for flights, hotel stays, car rentals, cruises and more!
Choose from over 250 airlines without restrictions
0% Introductory APR on purchases and balance transfers for up to 6 months


Click here to read about Chase Travel Plus Platinum Visa^®

American Express^® IN Chicago
0% APR on purchases and balance transfers for 6 months
No annual fee
Option to carry a balance
Pay with the Card. Play with the Card.
Earn one INSIDE(SM) Rewards point for virtually every eligible dollar you spend, whether you're in Chicago or not.
Points have no expiration date and you can redeem points for rewards in Los Angeles, Chicago and New York.


Click here to read about American Express^® IN Chicago

American Express^® IN Los Angeles
No Annual Fee
Option to carry a balance
Earn one INSIDESM Rewards point for virtually every eligible dollar you spend, whether you're in Los Angeles or not
Points have no expiration date and you can redeem points for rewards in Los Angeles, Chicago and New York.
0% APR on purchases and balance transfers for 6 months


Click here to read about American Express^® IN Los Angeles

American Express^® IN New York City
0% Introductory APR for 6 months on purchases and balance transfers
No annual fee
Option to carry a balance
One INSIDE Rewards point for every dollar spent
Plus INSIDE Double points on City Essentials


Click here to read about American Express^® IN New York City

Bank of America Make-A-Wish^® Visa^®
Card issued by FIA Card Services, NA.
Total Security Protection
Various Internet account related services.
Auto rental insurance.
Various travel and emergency assistance services.
Travel and Emergency Assistance
Purchase Replacement
No liability for unauthorized Internet transactions.
Optional Mini Card.
See website for additional benefits.
Optional Purchase Guard
*See website for complete terms and conditions of card usage and application disclosure. *Terms and Conditions


Click here to read about Bank of America Make-A-Wish^® Visa^®

Bank of America Efectiva^TM Platinum Plus^® Visa^®
Card issued by FIA Card Services, NA.
No annual fee
Customer communications are sent in Spanish and English
0% for 6 billing cycles on balance transfers and cash advance checks with a 3% balance transfer fee ($10 min.)
Total Security Protection
Various Internet account related services.
Auto rental insurance.
Various travel and emergency assistance services.
Free Year-End Summary Statement
Lost luggage recovery.
No liability for unauthorized Internet transactions.
Discounts on auto rentals.
Optional Mini Card.
See website for additional benefits.
Optional Purchase Guard
*See website for complete terms and conditions of card usage and application disclosure. *Terms and Conditions


Click here to read about Bank of America Efectiva^TM Platinum Plus^® Visa^®

Bank of America Platinum Plus^® Visa^® Card
Card issued by FIA Card Services, NA.
Mini Card available
Photo Expressions available
0% Intro Annual Percentage Rate (APR)† on purchases and balance transfers for the first 6 months.
No Annual Fee
Credit lines as high as $25,000
Online Banking Service
Total Security Protection®


Click here to read about Bank of America Platinum Plus^® Visa^® Card

Total Rewards^® Credit Card
Card issued by FIA Card Services, NA.
Earn 1 Reward Credit for every $1 you charge in net retail purchases anywhere
0% Introductory Annual Percentage Rate (APR) on balance transfers and cash advance checks for one year
No annual fee


Click here to read about Total Rewards^® Credit Card

Bank of America Mexicana^® Airlines Visa^® Platinum
Card issued by FIA Card Services, NA.
Total Security Protection® Package Mini Card
Up to $500,000 in travel accident insurance.
Emergency Card and Ticket protection
Free Year End Summary statement
Purchase Guard
Purchase Protection
Auto Rental Insurance
See website for additional benefits.
*See website for complete terms and conditions of card usage and application disclosure. *Terms and Conditions


Click here to read about Bank of America Mexicana^® Airlines Visa^® Platinum

Choice Privileges^® Platinum Visa^® Card
Card issued by FIA Card Services, NA.
Total Security Protection
Various Internet account related services.
Up to $500,000 in travel accident insurance.
Auto rental insurance.
Extended warranty protection.
Various travel and emergency assistance services.
Lost luggage recovery.
Year-end summary statement
Zero liability for unauthorized use of the card
Optional personal photo on card.
Optional Mini Card.
See website for additional benefits.
*See website for complete terms and conditions of card usage and application disclosure. *Terms and Conditions


Click here to read about Choice Privileges^® Platinum Visa^® Card

Bank of America PetRewards^TM Visa^®
0% Intro APR for first six billing cycles.
No Annual Fee
Put your pet's picture on your card
Earn points toward veterinary services, pet food discount certificates, and shelter donations


Click here to read about Bank of America PetRewards^TM Visa^®

BoatU.S. WorldPoints^® Platinum Plus^® Visa^®
Card issued by Bank of America, N.A. (USA)
Earn 1 point for every net retail purchase dollar spent and redeem your points for travel, merchandise, gift certificates, and cash§
Access to the MyConciergeSM service, a unique personal assistance service**
Absolute fraud protection against unauthorized use, online and offline
No annual fee


Click here to read about BoatU.S. WorldPoints^® Platinum Plus^® Visa^®

Anne Geddes Visa^® Gold
Card issued by FIA Card Services, NA.
Various Internet account related services.
Auto rental insurance.
Various travel and emergency assistance services.
No liability for unauthorized Internet transactions.
Purchase Security
Warranty Manager
Optional mini card.
See website for additional benefits.
*See website for complete terms and conditions of card usage and application disclosure. *Terms and Conditions


Click here to read about Anne Geddes Visa^® Gold

Money Return Visa^® Platinum
Card issued by Bank of America, N.A. (USA)
Total Security Protection
Various Internet account related services.
Auto rental insurance.
Various travel and emergency assistance services.
Medical referral services.
Legal referral services.
Lost luggage recovery.
No liability for unauthorized Internet transactions.
Discounts on auto rentals.
Optional Mini Card.
See website for additional benefits.
Optional Purchase Guard
*See website for complete terms and conditions of card usage and application disclosure. *Terms and Conditions


Click here to read about Money Return Visa^® Platinum

Bank of America Financial Rewards^® Visa^® Platinum Plus^®
Card issued by FIA Card Services, NA.
Earn points towards cash back
Mini Card available
0% for 6 billing cycles on balance transfers and cash advance checks with a 3% balance transfer fee ($10 min.)
Earn 5 bonus points with your first purchase.
Points do not expire for 5 years
Online Banking Service
Total Security Protection®
No Annual Fee


Click here to read about Bank of America Financial Rewards^® Visa^® Platinum Plus^®

Asiana Visa^® Platinum
Card issued by FIA Card Services, NA.
Miles can be used for award travel on Star Alliance member airlines
Up to $1,000,000 in travel accident insurance.
Toll free, 24 hour customer service**
Free Photo Security Option
Total Security Protection Pacakge
Complimentary Mini Card
See website for additional benefits.
*See website for complete terms and conditions of card usage and application disclosure. *Terms and Conditions


Click here to read about Asiana Visa^® Platinum

Hawaiian Airlines Visa^® Platinum
Card issued by FIA Card Services, NA.
Various Internet account related services.
Up to $1,000,000 in travel accident insurance.
Unlimited automatic rental insurance.
Extended warranty protection.
Various travel and emergency assistance services.
Total Security Protection
Hotel theft and lost luggage insurance
Emergency airline ticket replacement.
No liability for unauthorized Internet transactions.
Optional personal photo on card.
Optional Mini Card.
See website for additional benefits.
*See website for complete terms and conditions of card usage and application disclosure. *Terms and Conditions


Click here to read about Hawaiian Airlines Visa^® Platinum

USA Gold Merchandise Credit Card
*Guaranteed Instant Online Approval!
$5,000 Unsecured Gold Merchandise Credit Line
No Credit Checks or Turndowns
No Employment Verifications
Upon request, credit limits increases are available to those that qualify
The credit line is reported to a major Credit Bureau.
Receive a *Free $50 Gift Card!
After enrolling you'll receive a $300 Grocery Coupon Card
*See website for terms and conditions


Click here to read about USA Gold Merchandise Credit Card

USA Platinum Merchandise Credit Card
Approval is *guaranteed when qualifications are met.
The Card is an Unsecured Merchandise Line of Credit.
The Shopping Club offers over 14,000 products.
Upon request, credit limits increases are available to those that qualify.
No interest charges.
You can be approved even if you have No Credit or Bad Credit
No Credit Checks or Turndowns
No Employment Verifications
The credit line is reported to a major Credit Bureau.


Click here to read about USA Platinum Merchandise Credit Card

USA Platinum Plus Merchandise Credit Card
Approval is *guaranteed when qualifications are met.
The Card is an Unsecured Line of Credit.
The Shopping Club offers over 14,000 products.
Upon request, credit limits increases are available to those that qualify.
The credit line is reported to a major Credit Bureau.
No credit checks.
No employment verifications.
No interest charges.
You can be approved even if you have No Credit or Bad Credit


Click here to read about USA Platinum Plus Merchandise Credit Card

Wired Plastic Prepaid Visa Card
New Card for Convenient Tap-n-Pay Purchases at Merchants Nationwide
No Bounced Check, NSF and Overdraft Charges EVER!
FREE Rewards Program - Earn 1 point for every $1 spent, redeem for Prepaid Wireless Airtime, Music Downloads, LD Calls
FREE Bill Pay Service - Pay Anyone Online or Over the Phone
FREE Credit Builder with Overdraft Protection
FREE Mobile & Email Alerts
FREE Direct Deposit - Eliminate Check Cashing Fees
Add Cash Instantly at 100,000 Retail Locations Nationwide


Click here to read about Wired Plastic Prepaid Visa Card

As you are shopping around you will find many credit card companies that offer Low APR credit cards, but you must be very careful.

Some credit card companies are offering 0% or Low APR credit cards for a limited amount of time and then the interest rates sky rocket. You should always read everything in their terms before you apply for a credit card.

Low APR credit cards are a great way for some people that are expecting to earn more money in a year to have a credit card for a full year before they have to pay higher interest rates, but some credit cards only offer this deal for a limited time which can be only for 3 to 6 months and then you are hit with higher rates.

It is best to check out each company and compare their Low APR credit cards, because they may be the lowest for the first year and then they could be among the highest after their promotional period is over. Never, just apply for a credit card because is has a 0% or Low APR credit cards at this time.

If you can however, switch your higher credit cards payments to a Low APR credit cards then you could be saving money in the long run. You can consolidate all of your other credit cards that have high interest rates to one with a low APR and may find that you can pay off those debts incurred on the higher credit cards. This will be a big money saver if you can pay them off before the promotional period is over. Then you would not be paying interest on those debts and you could pay them off faster with a Low APR credit card.

The choice is yours to apply for Low APR credit cards and then pay off those high credit cards and get your credit rating back on track and healthy again.